Car repossession: Big Data +AI tools are not value-neutral

Does recent technology inherently favor capitalists over workers?

There is a lot of concern about AI potentially causing massive unemployment. The question of whether “this time will be different” is still open. But another insidious effect is gaining speed: putting tools in the hands of large companies that make it more expensive and more oppressive to run into financial trouble. In essence,  harder to live on the edges of “The System.”

  •  Cars with even one late payment can be spotted, and repossessed, faster. “Business has more than doubled since 2014….”  This is during a period of ostensible economic growth.
  • “Even with the rising deployment of remote engine cutoffs and GPS locators in cars, repo agencies remain dominant. … Agents are finding repos they never would have a few years ago.”
  • “So much of America is just a heartbeat away from a repossession — even good people, decent people who aren’t deadbeats,” said Patrick Altes, a veteran agent in Daytona Beach, Fla. “It seems like a different environment than it’s ever been.”
  • “The company’s goal is to capture every plate in Ohio and use that information to reveal patterns. A plate shot outside an apartment at 5 a.m. tells you that’s probably where the driver spends the night, no matter their listed home address. So when a repo order comes in for a car, the agent already knows where to look.”
  • Source: The surprising return of the repo man – The Washington Post

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